Welcome Franchised Restoration Companies!

• A combined coverage policy built to cover all operations of a restoration franchise
• Immediate Service and Answers from the Underwriters
• Discounted Rates
• A 15 Rated carrier
• Low Cost Premium Financing

• The Industry's Broadest Coverage for Mold and Bacteria
• No Covered Operations Exclusions
• No Exclusion for Errors and Omissions or Professional Services
• Full Coverage for Subcontracted Work without requirements to be met as conditions of coverage.
• Automatic Additional Insured coverage without prior written contracts.
• Exceeds the Coverage Provided By "Limited" Professional/E&O Endorsements
• Seperate Aggregate Limits for GL, Products and Completed Operations, Pollution, and Mold/Bacteria. This results in a total Policy Aggregate Limit of $8 Million instead of the usual $2 Million offered by our competitors.
• Coverage for defense and indemnity of claims demanding punitive, multiplied, and exemplary damages.
• Contractor Pollution Liability coverage includes coverage for asbestos, lead, EIFS, and silica
• Employee Benefits Liability Available
• Stop Gap Liability Available
• Multiple Retention Options
• Meets or Exceeds the Requirements of All Major Insurance Claim Adjusting Organizations

Coverage For All Of Your Operations (Including But Not Limited To): Fire Restoration, Water Restoration, Disaster Restoration, Smoke Damage, Mold Remediation, Sewage Cleanup, Wind Damage Repair, Emergency Response, Asbestos and Lead Abatement related to Restoration, Air Duct Cleaning, Janitorial Services, Carpet and Upholstery Cleaning, Water Extraction. Reconstruction, Remodeling. Virtually Any and ALL of your contracting operations...