Fire & Water Restoration Contractors
One-Stop Shop: BISA Provides All Lines of Coverage for Restoration Contractors
BISA announces the First and Only Program specifically designed to
cover the complete needs of the Fire and Water Restoration Contractor! To accomodate your special insurance requirements we now offer a combination policy which includes
General Liability, Contractor Pollution Liability, and a dedicated coverage part for Mold and Bacteria.
The list below details our enhanced coverages, most of which are virtually unavailable in any other market.
Available in All States
- The Industry's Broadest Coverage for Mold and Bacteria
- No Covered Operations Exclusions
- No Exclusion for Errors and Omissions or Professional Services
- Full Coverage for Subcontracted Work without requirements to be met as conditions of coverage.
- Automatic Additional Insured coverage without prior written contracts.
- Exceeds the Coverage Provided By "Limited" Professional/E&O Endorsements
- Coverage for defense and indemnity of claims demanding punitive, multiplied, and exemplary damages.
- Contractor Pollution Liability coverage includes coverage for asbestos, lead, EIFS, and silica
- Includes Transportation of Pollutants
- Enhanced Aggregate Limits
- Seperate Aggregate Limits for GL, Products and Completed Operations, Pollution, and Mold/Bacteria. This results in a total Policy Aggregate Limit of $8 Million instead of the usual $2 Million offered by our competitors.
- Employee Benefits Liability Available
- Stop Gap Liability Available
- Multiple Retention Options
- Meets or Exceeds the Requirements of All Major Insurance Claim Adjusting Organizations
- A +15 Rated United States Carrier
- Competitive Rates
Coverage For All Of Your Operations (Including But Not Limited To): Fire Restoration, Water
Restoration, Disaster Restoration, Smoke Damage, Mold Remediation, Sewage Cleanup, Wind Damage Repair,
Emergency Response, Asbestos and Lead Abatement related to Restoration, Air Duct Cleaning, Janitorial
Services, Carpet and Upholstery Cleaning, Water Extraction. Reconstruction, Remodeling.
Virtually Any and ALL of your contracting operations...
Click Here For Application
Need a quick quote? Just fill out this one page application. Click Here For Online Quick Quote
Please send completed Applications to ABarber@bisa-inc.com or fax to 708-598-6686
Additional Program Options