Specializing in Insurance and Bonds for Environmental and Restoration Contractors, including Asbestos Abatement, Mold Remediation, Lead Abatement, Underground Storage Tank Removal, Emergency Response, Meth Lab Cleanup, Nuclear Service, Landfill Liner, Soil Remediation, and Crime Scene Cleanup. We can entertain virtually any risk with an Environmental and/or Pollution exposure. BISA has been insuring Asbestos and Lead Contractors since 1986.
BISA

Cleaning Cleaning Contractors


One-Stop Shop: BISA Provides All Lines of Coverage for
Carpet Cleaning Companies and Contractors

BISA offers a complete combination policy with General Liability, Contractor Pollution Liability, and a dedicated coverage part for Mold and Bacteria.

You may be asking, "Why do I need mold coverage?". If you accidently leave a client's premises with a high enough moisture content, mold will grow. The client may allege that your operations caused the mold to grow creating a tough liability case for you.

The list below details our enhanced coverages, most of which are virtually unavailable in any other market.


Policy Highlights:
  • The Industry's Broadest Coverage for Mold and Bacteria

  • No Covered Operations Exclusions

  • No Exclusion for Errors and Omissions or Professional Services

  • Full Coverage for Subcontracted Work without requirements to be met as conditions of coverage.

  • Automatic Additional Insured coverage without prior written contracts.

  • Exceeds the Coverage Provided By "Limited" Professional/E&O Endorsements

  • Coverage for defense and indemnity of claims demanding punitive, multiplied, and exemplary damages.

  • Contractor Pollution Liability coverage includes coverage for asbestos, lead, EIFS, and silica

  • Includes Transportation of Pollutants

  • Enhanced Aggregate Limits
    • Seperate Aggregate Limits for GL, Products and Completed Operations, Pollution, and Mold/Bacteria. This results in a total Policy Aggregate Limit of $8 Million instead of the usual $2 Million offered by our competitors.

  • Employee Benefits Liability Available

  • Stop Gap Liability Available

  • Multiple Retention Options

  • Meets or Exceeds the Requirements of All Major Insurance Claim Adjusting Organizations

  • A +15 Rated United States Carrier

  • Competitive Rates
Available in All States

Coverage For All Of Your Operations (Including But Not Limited To): Fire Restoration, Water Restoration, Disaster Restoration, Smoke Damage, Mold Remediation, Sewage Cleanup, Wind Damage Repair, Emergency Response, Asbestos and Lead Abatement related to Restoration, Air Duct Cleaning, Janitorial Services, Carpet and Upholstery Cleaning, Water Extraction. Reconstruction, Remodeling. Virtually Any and ALL of your contracting operations...

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Need a quick quote? Just fill out this one page application.   Click Here For Online Quick Quote

Please send completed Applications to ABarber@bisa-inc.com or fax to 708-598-6686




Additional Program Options

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